Thoughts On The Total Money Makeover
Yes, that’s a $5,000 bill, which did actually exist at one time (as did the $10k and $100k bills). But that was before VISA-vis hell, Discovered in debt, Bastard Card, and American Express train to bankruptcy took away our need for large denominations.
That didn’t make sense. Vis-a-vis. Ergo. Concurrently. Hitherthenceforththeless.
What I’m getting at is, I just finished listening to Dave Ramsey’s Total Money Makeover, which promises to get you out of debt and back on track financially in a few years’ time. I had a few problems with some of Ramsey’s points, especially when he goes heavily into the myth/fact section, but generally it was a very good audio book. It was very inspirational and motivating for people swimming in a deep sea of debt, as well as people who are on the right track but need confirmation that their efforts will be rewarded.
This guy was a millionaire by the time he was 26, lost it all a few years later, and spent 15 years building back his wealth. Now he has a radio show, has written a few books, and councils thousands of financially secure and insecure people. Best of all, he didn’t stumble upon any magic formulas or get rich quick schemes; rather, he details 7 “baby steps” (a What About Bob reference) for becoming totally debt free and getting yourself to the point that you can use money for the three real reasons it exists:
- Having fun
- Investing
- Giving
He is a Christian and believes firmly in the principles of giving, avoiding becoming a slave to money and putting up false idols, and that the love of money is the root of all evil. Here here. Now if I could only anchor these principles to my every day life.








